Today I discovered not to schedule any important meetings after teaching spinning. I raced straight from the gym (after changing out of my sweaty clothes) to the bank, and quickly realised I had no reserve of either energy or brain power left. This meeting was to make sure I had adequate insurance, and it became very quickly clear (as I had none), I didn’t.

As I was asked questions like “what would happen to your income if you were injured?”, I was confronted with some truths most of us don’t like to face. Like … I wouldn’t have any income. Luckily, the financial panther I went to see was fantastic, and she ushered me through the intense experience with humour and friendliness. On Tuesday I need to sign some documents, but after that, most of the bank loan ordeal should be over.

It’s made me realise there are many things I’ve been happy to let other people take care of up to this time in my life. It’s daunting, but also quite exciting to be taking responsibility for myself. I also have to give massive props to my bank, who have gone above and beyond the call of duty with their level of service, and kindness. I was prepared to be super cynical, but have come away intensely impressed.

Today I’m loving: Harry - thank you for the coffee!